What's Where The areas we serve in Central Virginia and the Shenandoah Valley are all within about an hour from our hub of Charlottesville. Not an hour of bumper-to-bumper gridlock, but an hour of smooth, comfortable driving on pleasant country byways, well-maintained state highways, and Interstate. Many residents choose to live in one area and commute to another; many more choose to work and live in the same community. To get a sense of what's where, refer to our area map.