Mortgage Center

For mortgage information contact:

• Lynda D. Mills, Mortgage Advisor
• PHH Mortgage
• Office: 434-975-5552
• Cell: 434-760-1137
• Address: 1045 Carrington Place
  Charlottesville, VA 22901
• E-mail: lynda.mills@mortgagefamily.com
• Website: lyndamills.phhmortgage.com

• Lynda Mills
• Mortgage Advisor

Who is PHH Mortgage?

PHH Mortgage is one of the top ten originators of retail residential mortgages in the United States.

We offer you unsurpassed service, a full range of programs at competitive rates, and the smoothest mortgage experience in the industry.

In 2006 alone, PHH Mortgage provided $41 billion in mortgage financing for American homes, and every day we help more people fulfill the dream of home ownership.

PHH Mortgage operates out of two main facilities in Mount Laurel/Moorestown, NJ, and Jacksonville, FL employing a combined total of more than 5,200 team players (employees).

We have received numerous awards, including Best 100 Places to Work in IT (Computerworld), Top 25 Companies that Care (Jacksonville Magazine), Training Top 100 (Training magazine), and more.

Our mission statement: We promise to treat customers like family while providing financing for the American dream. The experience will be smooth, easy, and at times, fun. We will do this with unequalled passion and expertise.

What can PHH Mortgage do for you?

We'll guarantee your closing date. We're so confident that we will close when you say so, that if we don't, we will reduce your interest rate by 1/8 of one percent for the life of your loan.*

We offer FREE pre-approvals to qualifying homebuyers! With a mortgage pre-approval, you can shop for the home of your dreams with confidence. You'll know just how much you can afford and increase your negotiating power. **

We take pride in being a lender you can trust. As our mission states, "we promise to treat customers like family." We take this oath seriously, and our goal is to provide you with the superior service you deserve — guaranteed.

* Approved, conventional, purchased loans only. Closing date to be mutually agreed upon between customer and us, and customer must provide all required documentation. Timely request for adjustment under guarantee is required.

** NY and NJ customers please refer to our FAQ section for additional information.

¹Inside Mortgage Finance, Copyright 2006