Serving the Greater Charlottesville Area and the Shenandoah Valley since 1972
Information for First Time Home Buyers
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Real Estate III's
Virtual Magazine
November 2009

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Buying a Home?

How Much House Can I Afford?

“How much house can I afford?” That is the critical question. Our mortgage calculator can help you determine what price range will fit your budget most comfortably. With that range in mind, your Real Estate III agent can target your home search to find your new home quickly.

Note: Your actual monthly payment may include property taxes, homeowner's insurance payments, private mortgage insurance, and sometimes maintenance fees.

Click Here for a Mortgage Calculator

Central Virginia Real Estate Taxes

Area Amount Estimated Value Phone Number
Charlottesville .95/$100 2009 100% FMV (434) 970-3136
Albemarle Co. 74.2/$100 2009 100% FMV (434) 296-5856
Fluvanna Co. .50/$100 2009 100% FMV (434) 591-1945
Greene Co. .69/$100 2009 100% FMV (434) 985-5214
Louisa Co. .62/$100 2009 100% FMV (540) 967-3432
Madison Co. .44/$100 2009 100% FMV (540) 948-4421
Nelson Co. .55/$100 2009 100% FMV (434) 263-7070
Orange Co. .47/$100 2009 100% FMV (540) 672-2656
Buckingham Co. .44/$100 2009 100% FMV (434) 969-4972
Augusta Co. .48/$100 2009 100% FMV (540) 245-5660
Fishersville .48/$100 2009 100% FMV (540) 245-5660
Staunton .90/$100 2009 100% FMV (540) 332-3833
Stuarts Draft .48/%100 2009 100% FMV (540) 245-5660
Waynesboro .70/$100 2009 100% FMV (540) 942-6606

FMV = Fair Market Value, or the dollar amount the house might sell for in the current market. These rates are subject to change on an annual basis. Please call to specific county to verify.

last revised 7/01/2008